Disclaimer

Please read this Disclaimer carefully before using www.iolitecapital.com (the "Website"). By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree, you must not access or use the Website. This Disclaimer should be read together with our Privacy Policy.

1. General information

The content on this Website (the "Content") is provided for general informational purposes only. It does not take into account your individual circumstances, objectives, financial situation, investment experience, risk tolerance, or particular needs.

Nothing on this Website constitutes investment advice, a personal recommendation, or legal, tax, accounting, or regulatory advice, or any other form of professional advice. The Content should not be relied upon as the basis for any investment or other decision. Prospective investors should seek independent professional advice before making any investment decision.

2. No offer or solicitation

This Website is not, and must not be construed as, an offer, invitation, inducement, recommendation, or solicitation to buy, sell, subscribe for, or otherwise deal in any security, financial instrument, fund interest, investment product, or investment strategy in any jurisdiction.

Any offer to invest will be made solely pursuant to applicable offering documents, subscription materials, and governing agreements, which contain important information regarding investment objectives, risks, fees, expenses, and eligibility requirements. In the event of any inconsistency between the Content and such documents, the offering documents prevail.

iolite Capital Management AG ("iolite Capital") does not engage in general solicitation or public advertising of any investment. Access to investment opportunities is limited to persons who satisfy applicable legal, regulatory, and eligibility requirements and with whom iolite Capital may lawfully engage.

3. No reliance; forward-looking statements

The Content is provided in good faith. However, no representation, warranty, or undertaking, express or implied, is given as to its accuracy, completeness, reliability, fairness, or timeliness. The Content may be amended, updated, or removed at any time without notice, and iolite Capital is under no obligation to update it.

Certain statements may constitute forward-looking statements, including statements relating to future events, expectations, market conditions, investment opportunities, business plans, strategy, or performance. Such statements are inherently uncertain and involve risks and assumptions that may cause actual results to differ materially from those expressed or implied. No assurance can be given that any forward-looking statement will prove to be correct.

4. Investment risks and past performance

Investing involves risk, including the possible loss of some or all of the capital invested. The value of investments and any income from them can go down as well as up, is not guaranteed, and may be affected by market movements, currency fluctuations, illiquidity, concentration, and other factors. A concentrated investment approach may result in greater volatility than a more diversified approach.

Any performance information that may be referred to on this Website is provided for illustration only. Past performance is not a reliable indicator of, and is no guarantee of, future results. Hypothetical, simulated, or target returns have inherent limitations and should not be relied upon. Where returns are stated, they may be gross or net, and in a particular currency; the basis of calculation is available on request.

5. Eligibility — qualified investors only

Information regarding investment opportunities is intended solely for financially sophisticated, professional, institutional, or otherwise qualified investors who meet applicable eligibility standards and have a pre-existing relationship with iolite Capital. It is not intended for, and should not be relied upon by, retail or non-qualified investors.

By accessing such information you represent that you are permitted under the laws of your jurisdiction to receive it. If you do not meet the applicable eligibility requirements, you should not rely on the Content.

6. Third-party content and links

The Website may include content from, or links to, third-party websites, publications, interviews, and resources. Such content and links are provided for convenience and information only. iolite Capital does not endorse, and is not responsible for, the accuracy, completeness, or availability of any third-party content, and accepts no liability for it. Accessing third-party websites is at your own risk and subject to their own terms and privacy policies.

7. Intellectual property

Unless otherwise stated, all content on this Website — including text, graphics, logos, the iolite Capital name and mark, images, and the selection and arrangement thereof — is the property of iolite Capital or its licensors and is protected by applicable intellectual-property laws. You may view and print Content for your own personal, non-commercial reference. You may not otherwise copy, reproduce, republish, distribute, modify, or create derivative works from the Content without our prior written consent. Third-party trademarks and logos remain the property of their respective owners.

8. Operator and regulatory status

This Website is operated by iolite Capital Management AG, a company incorporated under the laws of Switzerland with its registered office at Gwattstrasse 15, 8808 Pfäffikon SZ, Switzerland.

The Content is directed only at persons in jurisdictions where it is lawful to make it available. Nothing on this Website constitutes a representation that any product, service, or strategy referred to is available, authorised, or suitable in any particular jurisdiction or to any particular person.

9. Limitation of liability

To the fullest extent permitted by applicable law, iolite Capital, its directors, officers, employees, and agents accept no liability for any loss or damage of any kind — whether direct, indirect, incidental, consequential, or otherwise — arising out of or in connection with your access to, use of, or inability to use this Website or the Content, or any reliance placed on it, including any errors or omissions, or any viruses or other harmful components transmitted through the Website. Nothing in this Disclaimer excludes or limits any liability that cannot be excluded or limited under applicable law.

10. Jurisdictional restrictions

The Content is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of, or located in, any jurisdiction where such distribution, publication, availability, or use would be contrary to law or regulation, or would subject iolite Capital to any registration or licensing requirement in such jurisdiction. Persons who access this Website do so on their own initiative and are responsible for compliance with all applicable local laws and regulations.

11. Governing law and jurisdiction

This Disclaimer and any non-contractual obligations arising out of or in connection with it are governed by and construed in accordance with the substantive laws of Switzerland, without regard to its conflict-of-laws principles. The courts of the Canton of Schwyz, Switzerland, shall have exclusive jurisdiction, subject to any mandatory provisions of applicable law.

12. Changes to this Disclaimer

iolite Capital may amend this Disclaimer at any time by posting the revised version on this page. The "Effective date" above indicates when it was last revised. Your continued use of the Website after any change constitutes acceptance of the revised Disclaimer.

13. Contact

For any question regarding this Disclaimer, please contact:

iolite Capital Management AG
Gwattstrasse 15, 8808 Pfäffikon SZ, Switzerland
Email: info@iolitecapital.com